Sovereign Income is the AMP income platform — private credit cohorts structured under Reg A+ Tier 2 with senior security, sponsor-curated mandates, and distribution mechanics codified in the qualified Offering Circular. $1,000 minimum. First cohort Q3 2026.
AMP Sovereign deploys capital through a defined three-layer stack engineered to balance systemic stability with accessible participation. Each layer carries distinct priority, risk posture, and return expectation — structured deliberately, not opportunistically.
Senior capital sourced from institutional counterparties — pension allocators, family offices, and sovereign-aligned vehicles. This tranche sets deal discipline, anchors underwriting standards, and carries first-priority distribution rights. Its presence signals conviction; its size enforces structure.
AMP deploys proprietary capital alongside every deal — no fee arbitrage, no passive sponsorship. The co-invest layer aligns operator incentives directly with participant outcomes. When AMP takes risk, it is the same risk you take. That alignment is not a marketing claim; it is a structural fact.
The qualified individual allocation — the access point for AMP members, scholars, and patrons. Participation is tier-gated, documentation-verified, and capacity-controlled. This tranche participates in the same underwritten deal under the cohort waterfall · subordination, loss-priority, and yield schedule disclosed per qualified Offering Circular.
AMP Sovereign publishes a fixed yield ladder indexed to participant tier. Rates are not projections — they are contractually scheduled distributions anchored to deal-level cash flows. No variable promises. No performance theater.
Entry-tier participation in AMP Sovereign. Full structural protections apply. Target distribution cadence per qualified Offering Circular. Access to deal documentation and quarterly operator reporting. The floor is institutional; the access is yours.
Mid-tier allocation with expanded deal visibility and priority capacity in oversubscribed rounds. Scholar-tier participants receive supplemental briefings and are first-access on secondary deal flow as platform inventory scales. Recognition without decoration.
Top-tier yield at the Main Street tranche ceiling. Patron participants receive direct operator correspondence, deal-level underwriting summaries, and first-position in Platform 02–04 pre-release allocation. Sovereign discipline. Maximum return. Earned access.
Deal flow enters AMP Sovereign through AMP’s proprietary sourcing network — operator-vetted, covenant-screened, and structured for monthly cash yield rather than terminal-event liquidity. No secondary market assemblage. No index replication. Each position is underwritten at origination with defined exit parameters. The sponsor curates; the structure enforces.
Capital is bifurcated into institutional and participant classes at the deal level — not at the fund level. This means yield calculations, priority waterfall, and distribution timing are determined by the underlying asset, not by a pooled vehicle’s allocation model. Institutional Anchor and AMP Co-Invest set terms; Main Street Tranche participates on published, pre-agreed economics. Clarity is structural, not cosmetic.
AMP Sovereign distributes yield monthly to all active tier participants — Member, Scholar, and Patron. Distributions are calculated against verified deal-level cash receipts, not estimated accruals. Participants receive a distribution statement each cycle. The mechanism is not novel; it is disciplined execution of a proven institutional model at accessible scale.
“The structure does the work. The discipline holds the structure. The operator protects both.”
— AMP, Platform Doctrine
AMP Sovereign yield is benchmarked against observable alternatives. The table below reflects current published rates and AMP Sovereign’s scheduled yield at each tier. Participants are encouraged to evaluate against their existing allocations.
| Instrument | Current Yield | Liquidity | Distribution | Structure |
|---|---|---|---|---|
| AMP Sovereign — Member | Per the OC | Term-locked | Monthly | Two-class, sponsor-anchored |
| AMP Sovereign — Scholar | Per the OC | Term-locked | Monthly | Two-class, sponsor-anchored |
| AMP Sovereign — Patron | Per the OC | Term-locked | Monthly | Two-class, sponsor-anchored |
| CDLI Benchmark (Private Credit Index) | ~10–12% gross | Illiquid / fund-term | Quarterly / irregular | LP vehicle, institutional minimum |
| Bank CDs (12-month, national avg.) | ~4.8–5.2% | Penalty-accessible | At maturity | Held at FDIC-member institution, no structural yield premium |
| US Treasury 2-Year | ~4.7–5.0% | Daily market | Semi-annual | Sovereign guaranteed, zero credit spread |
AMP Sovereign does not compete with Treasuries on safety. It competes on access, structure, and yield discipline — delivering private credit economics through a sponsor-anchored architecture previously unavailable below institutional minimums.
AMP Sovereign is capacity-controlled and tier-gated. Participation requires documentation, tier verification, and operator review. There is no open enrollment. There is no waitlist theater. Access is granted when qualification is confirmed and capacity exists. If you are ready to allocate with institutional discipline at an accessible entry point, the door is below.